Index guideUnited Kingdom

The FTSE 100

Britain's headline index, and a poor guide to Britain. A hundred companies listed in London that earn most of their money everywhere else — which is why a falling pound often pushes it up.

1984Launched
100Constituents
Float-adj. capWeighting
QuarterlyReview

The FTSE 100 began on 3 January 1984 at a base level of 1,000, created jointly by the Financial Times and the London Stock Exchange — the "FT" and "SE" that give it its name. It arrived because the London derivatives market needed a tradeable benchmark, which is the same reason most of Europe acquired national indexes over the following five years.

Its rule is straightforward: the hundred largest companies by float-adjusted market capitalization with a full London listing, reviewed quarterly. No committee discretion of the kind that governs the S&P 500 — if a company qualifies at the review date, it enters.

The thing that surprises people

The FTSE 100 is not really a bet on the British economy. The large majority of its constituents' revenue comes from outside the United Kingdom — the index is dominated by global miners, oil majors, banks with international operations, and consumer goods companies selling worldwide. Britain is where they list, not where they earn.

This produces a relationship that reads as backwards until you see the mechanism.

Why a weaker pound lifts the indexThe translation effect
STERLING FALLS£ buys fewer dollars,euros, yenOVERSEAS EARNINGSSame dollar profit convertsinto more poundsREPORTED PROFIT RISESIn sterling terms, withoutselling one more unitThe index rises. The country has not become richer.A sterling investor sees a higher number. In dollar terms the same holdings may be worth lessthan before. Currency direction and index direction are measuring different things, and theFTSE 100 is where that gap opens widest among major national benchmarks.
The effect is a translation artifact, not a change in underlying business performance. It has been visible repeatedly during periods of sterling weakness.

For anyone using the index as a read on British economic health, this is a serious complication. For anyone using it as exposure to global commodity and consumer businesses that happen to list in London, it works exactly as intended.

Sector character

The FTSE 100 has historically been weighted toward financials, energy, mining, healthcare and consumer staples — the industries of an older economy — and notably light on technology. That composition explains most of its long-run divergence from US benchmarks: the sectors that drove American index returns over the past fifteen years are barely represented in London.

Whether that is a weakness or a feature depends on the decade. The same mix that lagged badly through a technology-led bull market performed comparatively well in periods when energy and commodities led.

The FTSE 250, covering the next 250 companies by size, is the better read on the domestic UK economy. Its constituents are smaller and far more UK-focused, and the two indexes can diverge substantially. When commentary needs a British economic signal, the 250 is the more honest instrument.

Facts worth knowing

  • It started at 1,000Base value set on 3 January 1984, which makes the long-run chart readable as a straightforward multiple.
  • Quarterly reviews, mechanical entryReviews in March, June, September and December. Companies move between the 100 and the 250 on size alone.
  • The headline level excludes dividendsAnd UK large caps have historically paid comparatively high dividends, so the gap between the price index and total return is unusually wide.
  • Foreign-domiciled companies qualifyA full London listing is the requirement, not British incorporation, which reinforces the international character.
  • Nationality of earnings, not of listing, is what mattersAny reading of the index should start from where its constituents sell, which is overwhelmingly abroad.

Common questions

Does the FTSE 100 track the UK economy?

Weakly. Its constituents earn most of their revenue overseas, so the index can rise while the domestic economy weakens. The FTSE 250 is a closer proxy.

Why does the FTSE rise when the pound falls?

Overseas earnings translate into more pounds. Reported sterling profits increase without any change in underlying business, and the index follows.

How does it compare with the DAX?

Carefully — the headline DAX is a total-return index and the FTSE 100 is not. Comparing the two quoted levels over time compares dividends-included against dividends-excluded.

Sources: FTSE Russell index methodology and ground rules; London Stock Exchange.

General educational information about market structure. Not investment advice, legal advice, or a recommendation regarding any security, index, or fund. Past performance does not indicate future results. Smartvest Securities is not a registered broker-dealer or investment adviser.


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